Breakfast Break: Caramel Apple Oatmeal

Even here in Southern California, the land of perpetual sunshine, it's been quite chilly lately.  When I wake up and see frost on the windows, I need something warm and cozy for breakfast.  My favorite Trader Joe's quick-cook steel cut oats are wonderfully nutty and belly-filling on a cold morning, but during the holidays I like to add an extra decadent touch.